http://www.articlegarden.com/Category/FAMILY-FINANCES/197 FAMILY FINANCES articles from Sustainable Living Articles Rss Follow Up Sun, 07 Sep 2008 03:33:26 -0400 Many people have trouble sticking to their budgets and staying in the black each month. These simple tips can help even the worst over-spenders curb their bad habits and foster financial responsibility. http://www.articlegarden.com/Article/How-to-Avoid-Over-Spending/123132 Thu, 28 Aug 2008 00:00:00 -0400 http://www.articlegarden.com/Article/How-to-Avoid-Over-Spending/123132 Financial stability is not as difficult to achieve as many people think--all it takes is a little planning, a little discipline, and the desire to make it happen. http://www.articlegarden.com/Article/How-to-Make-a-Budget--and-Stick-to-It-/121927 Fri, 22 Aug 2008 00:00:00 -0400 http://www.articlegarden.com/Article/How-to-Make-a-Budget--and-Stick-to-It-/121927 This article talks about being prepared for economic shifts, and other things that happen in everyday life. We have to be ready for times of uncertainty so we can live our life to the fullest every day. http://www.articlegarden.com/Article/Are-you-prepared-for-times-of-uncertainty-/106356 Wed, 14 May 2008 00:00:00 -0400 http://www.articlegarden.com/Article/Are-you-prepared-for-times-of-uncertainty-/106356 If your mortgage due date comes and goes and you're unable to make your mortgage payment due to a job loss or another situation beyond your control, don't pretend there isn't a problem by ignoring it. Here are 7 examples of what your lender may be able to do to help you: http://www.articlegarden.com/Article/7-Ways-to-Renegotiate-Your-Mortgage-Terms-When-You-Can-t-Pay/105774 Fri, 09 May 2008 00:00:00 -0400 http://www.articlegarden.com/Article/7-Ways-to-Renegotiate-Your-Mortgage-Terms-When-You-Can-t-Pay/105774 The spiritual aspects of living debt free are based on gratitude, sharing, and trusting. These spiritual aspects should be evidenced in your smart money management founded on the principle that God owns it all and that you are but a steward of God's money and therefore the implicit responsibilities of taking care of your money. Stop spending on yourself, share it with others, and start saving for the future. http://www.articlegarden.com/Article/The-Spiritual-Aspects-of-Living-Debt-Free/105109 Mon, 05 May 2008 00:00:00 -0400 http://www.articlegarden.com/Article/The-Spiritual-Aspects-of-Living-Debt-Free/105109 Our president himself recently announced the economy is going through a rough patch. A combination of factors have created a very volatile stock market, housing market, increasing inflation, and a faltering job market, but one key component of a failing economy plays an intangible role in facilitating and perpetuating economic instability, and that is fear. http://www.articlegarden.com/Article/The-Role-of-Fear-in-This-Faltering-Economy/98154 Sat, 15 Mar 2008 00:00:00 -0400 http://www.articlegarden.com/Article/The-Role-of-Fear-in-This-Faltering-Economy/98154 7 tips and strategies that will help you to spend less money on groceries and food. http://www.articlegarden.com/Article/Save-Money-On-Food--7-Useful-Tips/83900 Mon, 08 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Save-Money-On-Food--7-Useful-Tips/83900 The article is about the importance of taking control of one's finances as a means to get rid of financial problems and the anxiety that usually comes with it. The article cites several simple steps to get back on the road to financial health, specifically through disciplined payments of debt, savings, and investment. http://www.articlegarden.com/Article/Manage-Your-Finances---Get-Back-in-Control-of-Your-Life/83732 Mon, 08 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Manage-Your-Finances---Get-Back-in-Control-of-Your-Life/83732 Save or keep more of your money by using these 8 useful grocery shopping tips. http://www.articlegarden.com/Article/8-Smart-Grocery-Shopping-Tips/83616 Sun, 07 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/8-Smart-Grocery-Shopping-Tips/83616 At the 2.61 acre Granary Wharf site, ISIS is creating a unique waterside village in the heart of the city. Bordered by Leeds rail station, Holbeck Village and the waterways of the River Aire and the Leeds / Liverpool Canal, Granary Wharf will create a new destination for Leeds, bringing new residents, office workers, hotel guests and other visitors, including families. http://www.articlegarden.com/Article/New-waterside-village-in-the-heart-of-the-city-to-unite-historic-waterfront-with-the-city-centre/83168 Thu, 04 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/New-waterside-village-in-the-heart-of-the-city-to-unite-historic-waterfront-with-the-city-centre/83168 Business JetBlue Credit card is the outcome of the joint efforts of American Express and JetBlue airlines. If you are one of those who frequently avail the services of the JetBlue Airways, then you have an ideal credit card in Business JetBlue from American Express. http://www.articlegarden.com/Article/Business-JetBlue-from-American-Express---Ideal-For-JetBlue-Flyers/82904 Wed, 03 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Business-JetBlue-from-American-Express---Ideal-For-JetBlue-Flyers/82904 Many a times you want to buy something, but you cannot manage doing so with your limited salary, you need some extra cash in your hand. In that case you might think of taking a mortgage loan. http://www.articlegarden.com/Article/Best-Mortgage-Refinance/82894 Wed, 03 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Best-Mortgage-Refinance/82894 Anytime that you make a trade in the market, you need to know what you're up against. Knowing the following seven points will not only help you in your trades, it will put you in the right frame of mind http://www.articlegarden.com/Article/7-Things-Every-Trader-and-Investor-Should-Know-About-the-Market--But-Usually-Doesn/82871 Wed, 03 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/7-Things-Every-Trader-and-Investor-Should-Know-About-the-Market--But-Usually-Doesn/82871 One of the largest banks in the world, the Citibank was founded in 1812. It is one among the nine business entities, which is operated by the Citigroup. http://www.articlegarden.com/Article/Enjoy-Quality-Services-With-The-Citi-Platinum-Select-Credit-Card/82861 Wed, 03 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Enjoy-Quality-Services-With-The-Citi-Platinum-Select-Credit-Card/82861 The sense of equity generates from the amount judgment of your investment at the time of purchasing or refurnishing a property. As the value of the fixed assets at most of the time matures, so also the equity value of an asset increases. For that reason, the value of your home has increased from the time you have purchased the property. As the owner of the house, now you own a certain property value that if transferred into a liquid form like money, can serve various purposes for you. A fixed rate home equity loan can exactly do this job for you. http://www.articlegarden.com/Article/Fixed-Rate-Home-Equity-Loan/82624 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Fixed-Rate-Home-Equity-Loan/82624 Discover Card now offers its own version of business credit cards. Discover Card has been known for their customer service, and this dedication for service continues in their business credit cards product. Whenever you need to contact them, Discover Card assures you that business credit card specialists will always be on hand, that they will take your telephone calls quickly and that your queries will be attended to promptly. Discover does not treat this availability as a benefit, but rather view it as a service commitment to their Discover Card business customers. http://www.articlegarden.com/Article/Discover-Card-s-Business-Credit-Cards/82570 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Discover-Card-s-Business-Credit-Cards/82570 The Visa Business Credit Card is one of the most popular business credit cards serving the business market today. Recognizing that businesses appreciate the need for good cash management, Visa offers business credit cards designed to provide business people with purchasing convenience, cost savings, instant access to credit when they need it and complete, detailed reporting of all business expenses charged to their Visa business credit cards. http://www.articlegarden.com/Article/Visa-Business-Credit-Cards/82519 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Visa-Business-Credit-Cards/82519 Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense. http://www.articlegarden.com/Article/Equipment-Financing-and-The-Five-Cs-of-Credit-Evaluation/82485 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Equipment-Financing-and-The-Five-Cs-of-Credit-Evaluation/82485 Maybe Im all wrong here; but if were going to export most of our manufacturing jobs, who the heck is going to provide employment for all the displaced workers? Who is going to have the money to buy the inexpensive (read: cheaper) products that are produced in countries with much lower labor costs? If there are not as many jobs, where will the disposable income appear to buy the hamburgers we will be selling to ourselves... http://www.articlegarden.com/Article/Is-North-America-headed-down-the-creek-without-a-paddle-/82476 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Is-North-America-headed-down-the-creek-without-a-paddle-/82476 The current property market features young people struggling to get on the housing ladder, brand new apartment blocks sitting empty and rising interest rates threatening to undermine confidence. http://www.articlegarden.com/Article/Short-Term-Profits-versus-Sustainable-Long-Term-Gains/82475 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Short-Term-Profits-versus-Sustainable-Long-Term-Gains/82475 Think you're beyond ever achieving credit card debt elimination? Guess again. Anyone can rid themselves of credit card debt. It's just a matter of knowing how. These 5 steps can put you on the road to credit card debt elimination and a healthy financial future. http://www.articlegarden.com/Article/Five-Easy-Steps-to-Credit-Card-Debt-Elimination/82467 Tue, 02 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Five-Easy-Steps-to-Credit-Card-Debt-Elimination/82467 There are quite a number of reasons why business owners choose to obtain business credit cards, but recent studies confirm that business credit cards are viewed most useful for keeping business and personal finances separate. Business owners say that their primary reason for using business credit cards is to avoid their business expenses from getting mixed up with their personal expenses: Using business credit cards separates the two, thereby contributing towards maintaining the integrity of their accounting records. http://www.articlegarden.com/Article/Business-Owners--Views-of-Business-Credit-Cards/82436 Mon, 01 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Business-Owners--Views-of-Business-Credit-Cards/82436 Citibank renders its quality services to students, business personnel and the frequent travelers. It has brought for the business people, the Citi Professional Card to assist you in running (and managing the finances) your own business. http://www.articlegarden.com/Article/The-Citi-Professional-Card-Will-Assist-You-In-Your-Business/82424 Mon, 01 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/The-Citi-Professional-Card-Will-Assist-You-In-Your-Business/82424 More and more California homeowners are using Pay Option ARM mortgage loans to refinance. Pay Option ARM allows choice of four different mortgage payments every month. http://www.articlegarden.com/Article/Refinancing-In-California-With-Pay-Option-ARM-Loans-Gains-Momentum/82420 Mon, 01 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Refinancing-In-California-With-Pay-Option-ARM-Loans-Gains-Momentum/82420 Highlights seven reasons why a small business or real estate investor should establish a dependable line of credit. The article discusses timing, control, convenience, negotiating power, changing market conditions, separating business and personal credit, and using Other People's Money. http://www.articlegarden.com/Article/Why-You-Should-Get-a-Small-Business-Credit-Line/82415 Mon, 01 Oct 2007 00:00:00 -0400 http://www.articlegarden.com/Article/Why-You-Should-Get-a-Small-Business-Credit-Line/82415