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  • Bring Back Paternalism in the Mortgage Market
    As a society, we have created a system that strongly encourages a borrow-and-spend mentality. Saving in all its forms are punished while borrowing is strongly subsidized and encouraged. The credit orgy of the 00s saw this system taken to its ultimate extreme. The result was a vicious credit crunch, a collapse in asset values, and an economic downturn second in severity only to the Great Depression. Obviously, something needs to change. A little paternalism in the mortgage market is one of a numb
  • Sale by Owner Option - Selling Your Own Home
    The majority of those who successfully sell their own property are the property owners who live in highly populated metropolitan market areas where property sales are more common. In a buyer's market or in rural areas it is much harder for properties that are for sale by owner (FSBO) to successfully sell.
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